What to do when a Retiree Dies
Notification of Death
When a pensioner or a beneficiary dies, pension payments must be stopped immediately following the date of death, regardless of whether or not benefits are due to a spouse, beneficiary or estate.
Please contact us as soon as possible when a pensioner dies. Notification may be made by telephone, fax, letter or email.
We will need to know:
- The deceased member's name
- The LPF ID Number, social insurance number or File Number
- The date of death
- Contact information of the person sending the notice and/or contact information of spouse, beneficiary, executor of the estate or next-of-kin
If we are not notified in time to stop or change payments, there may be an overpayment that will have to be paid back to the LPF before any further benefits are paid, if any.
The amount and number of pension payments to be made after the pensioner’s death, if any, will depend on the type of payment option the pensioner and his spouse elected when he retired, and whether the spouse passed away before the pensioner.
After LPF receives the initial notification, a letter will be sent to the spouse, beneficiary, estate or next-of-kin of the deceased, advising whether further benefits are owed and requesting a copy of the Death Certificate or Funeral Director’s Certificate.
In addition to contacting LPF, the pensioner’s local union must be advised of the death. In order to determine if any benefits are payable from the local union, regarding any coverage for funeral expenses and life insurance, please contact the Benefits Department from the local union.